GAP Program

GAP Program

Guaranteed Asset Protection Plan

If your Harley-Davidson® motorcycle is stolen and never recovered chances are you'll have to pay the "GAP" between your insurance company balance and the loan balance. Don't assume that your primary insurance will cover any loss related to your motorcycle. In reality, the actual cash value that an insurance company places on your bike may be substantially less than the outstanding balance on your loan. Who pays the difference or the "GAP" between your insurance company and your loan payoff? You do!

GAP example: The GAP plan pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $25,000.* Plus, your insurance deductible may be covered up to $1,000. With your loan balance paid in full and your deductible covered, you can move on to purchasing a new motorcycle.

GAP Example

For Example
Loan Contract Pay-off:
Insurance Settlement Amount:
Your Motorcycle Insurance Deductable is:
Making Your Total Out-Of-Pocket Expense:
Our Guaranteed Asset Protection (GAP) Plan Covers:
Total you now owe to pay off your loan:


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