What is Harley-Davidson® Insurance?

Harley-Davidson® Insurance offers a variety of options to help fit the unique needs of each rider. The company offers both comprehensive and collision coverage, as well as a variety of add-ons that riders can choose from. 

Here's everything you need to know about the H-D® insurance:

Coverage Options

Harley-Davidson® Insurance offers several coverage options to choose from, including liability, collision, and comprehensive coverage. Liability coverage covers the damages and injuries you may cause to another person or their property while riding your motorcycle. Collision coverage pays for any damages to your motorcycle in the event of an accident. Comprehensive coverage protects your bike from non-accident-related events like theft, fire, or natural disasters. You can also opt for additional coverage, such as custom parts and equipment coverage and roadside assistance for an additional premium.

H-D® Insurance Coverage may include: 

- Guest Passenger Liability

- Bodily Injury Liability

- Property Damage Liability

- Roadside Assistance

- Bike Replacement Cost 

- Personal Injury Protection

- and so many more. Harley-Davidson® outlines their full list of coverages here: https://www.insurance.harley-davidson.com/coverages.

Customization Protection

Harley-Davidson® owners often take pride in customizing their rides, be it a custom paint job or upgrades to their engine. With Harley-Davidson® Insurance, your customizations are protected. The company will pay to replace or repair any customized parts or accessories that are damaged in an accident, up to your maximum limit. H-D® Insurance also offers policies to ensure that you get only genuine manufacturer parts. So rest assured that your bike stays authentic from top to bottom. 

Discounts

Harley-Davidson® Insurance offers discounts to policyholders who complete an approved safety course. You may also qualify for discounts if you're a member of a Harley-Davidson® owners' group or if you have multiple insured vehicles through the company. Additionally, you can get a discount on Harley-Davidson® premium anti-theft system when you use theft-deterrent devices such as an alarm or Lojack. 

More Ways You May Qualify for Discounts with H-D® Insurance

- The number of years you've been an experienced rider.

- If you have a motorcycle endorsement on your driver’s license from completing an approved riding class.

- If you own a house, condo, townhouse, mobile home, or modular home; and it’s insured with homeowners insurance,

- Active or retired member of the military or law enforcement

See Harley's full list of discounts that you may qualify for here: https://www.insurance.harley-davidson.com/discounts.

Ease of Purchase

Harley-Davidson® Insurance can be easily purchased through a local dealer or by contacting the company directly. The process is simple and straightforward, with a quote based on your motorcycle, coverage options, and driving history in a matter of minutes. You can easily customize your coverage and add features to suit your needs.

Harley-Davidson® Insurance offers protection for you and your bike from unforeseen events. It's vital to have the right coverage when riding your motorcycle, and Harley-Davidson® Insurance does just that. By providing comprehensive coverage options, customization protection, discounts, and easy purchase options, it's an excellent choice for riders. So, if you're a proud H-D® owner, protect your passion with Harley-Davidson® Insurance.